Disclaimer

Please read this disclaimer carefully. It explains important limitations on the information and services provided by LoanFree.AI.

1. General Educational Information Only

LoanFree.AI provides general educational information and self-help tools regarding the potential discharge of student loans in bankruptcy under 11 U.S.C. §523(a)(8). All content, scores, analyses, and documents generated by the Services are for general informational purposes only.

2. Not a Substitute for an Attorney

The information provided by LoanFree.AI is not legal advice and is not a substitute for advice from a licensed attorney. Every situation is different, and only a qualified attorney licensed in your jurisdiction can advise you about your specific circumstances. You should consult an attorney before making any decision related to bankruptcy or your student loans.

3. No Attorney-Client Relationship With LoanFree.AI

Using the Services does not create an attorney-client relationship with LoanFree.AI. LoanFree.AI is not a law firm and does not provide legal representation. Any attorney-client relationship is formed solely and directly between you and the independent, licensed attorney you are matched with, and only if and when that attorney agrees to represent you under a separate engagement.

4. Estimates, Not Guarantees

Eligibility results, Brunner analyses, discharge-likelihood scores, and projections are estimates based on the information you provide and general guidance such as the Department of Justice's 2022 guidance and IRS National Standards. Actual outcomes depend on many factors, including your specific facts, the jurisdiction, and judicial discretion. LoanFree.AI makes no guarantee of any particular result, that an attorney will accept your case, or that any discharge will be granted.

5. LoanFree.AI Is Not a Law Firm

LoanFree.AI is a technology company, not a law firm, lawyer referral service (except as expressly described in our Terms), or provider of legal services. We do not practice law, and no communication with us should be interpreted as legal advice.

6. Contact

If you have questions about this disclaimer, contact us at support@loanfree.ai.